The Kings Mill subdivision is located along the western side of Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2,700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

To quote an old saying, “You can’t take it with you!” Since this fact is true, a person should always consider having a Will, a Last Will and Testament, in order to lessen the complications in settling the estate for their bereaving family.

A person’s death has an affect on their family emotionally and financially as well as with any unforeseen future personal or legal issues when settling the estate. Having a Will allows the decedent, deceased person, to efficiently outline their wishes in detail and properly distributes the estate, personal property and any real property owned, at the time of their death.

Therefore, settling an estate efficiently is important and, in some cases, can be very stressful depending on its complexity and the number of heirs. As an executor, or personal representative, you have been entrusted in carrying out the decedent’s wishes as exactly outlined within the Will and as quickly as possible.

When it comes to settling an estate with real property, Al Cheney, Cheney Appraisal Services, can provide a “Certified,” detailed and timely appraisal opinion report while, at the same time, understanding the family’s bereavement and any sensitive issues associated with the decedent’s Will.

As for accountants and attorneys, they can rely on Al Cheney’s knowledge, over 30 years, in the real estate industry of the Mobile Bay Metro Area. Al Cheney always has a primary goal of providing detailed estate appraisal reports with reliable and supported derived value opinion conclusions (Fair Market Value estimates). As an Alabama Certified Residential Real Property Appraiser, Al Cheney, provides professional appraisal opinion reports which gives accountants, attorneys, and personal representatives solid facts and figures, in order to fulfill IRS and the State of Alabama requirements as well as the courts within Baldwin or Mobile County and any other local agencies.

Additionally, the date of death often differs from the date of the requested appraisal assignment. Al Cheney is familiar with the procedures and requirements necessary to perform a retroactive appraisal assignment with an effective date and a Fair Market Value opinion estimate as of the date of death. Furthermore, contracting an appraisal assignment with Al Cheney is a fiduciary relationship ensuring the fullest degree of discretion, confidentiality binding, as outlined within the Uniform Standards of Professional Appraisal Practice (USPAP) under the ethics provision.

In conclusion, many times, people do not fully appreciate their need in having detailed real estate appraisal opinion reports which supports the facts and figures. Settling an estate efficiently, properly and timely are paramount when completing and submitting the necessary documents, including all real property appraisal reports, to the IRS, Baldwin or Mobile County courts, and other revenue authorities. Having “Certified,” detailed and professional appraisal opinion reports with supporting local marketplace information demonstrates credence and should facilitate the legal process when settling estates. Al Cheney, Cheney Appraisal Services, is ready to assist accountants, attorneys and individuals requiring estate appraisal value opinion reports!

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Albert Marshall Cheney, Cheney Appraisal Services, Mobile, Alabama, is ready to assist you with all your estate appraisal report requirements! Call (251) 533-2424 today!

If you require additional estate research material, Al Cheney has provided these web links for further consideration:

http://www.alabamaprobatelawyers.com/news.cfm/Article/19691/You-Cant-Take-It-With-You.html
http://www.expertlaw.com/forums/archive/index.php/f-38.html
http://law.onecle.com/alabama/wills-and-decedents-estates/chapter2.html
http://www.legislature.state.al.us/CodeofAlabama/1975/coatoc.htm

“The Woodlands At Malbis” is located along the east side of Alabama State Highway 181, a few miles south of U. S. Interstate Highway 10 and also south of U. S. Highway 90.  The Malbis Regional Shopping Center is located on the northern side of U. S. Highway 10 and only minutes from this subdivision.

“The Woodlands of Malbis” has 35 lots and eight common area parcels according to online records.  This subdivision is described as “a fantastic tree-lined upscale neighborhood with lakes and estate-sized lots.”  

The Baldwin County Association of REALTORS’ online records indicate 4 active listings ranging from $494,900 to $1,900,000 with 3,258 to 5,740 square feet and 9 past sold properties selling between $550,000 and $840,000 with 4,296 to 4,939 square feet .

For further information, contact Barbara S. Reeves at 251-510-0629, 251-621-2588 or toll free direct by calling 888-489-8001.

For more information about Certified Residential Real Property Appraisers and Approved FHA Appraisers, contact Albert Marshall Cheney with Cheney Appraisal Services at 251-533-2424.  Albert Cheney covers Daphne, Fairhope, Loxley, Malbis, Montrose, Point Clear, Robertsdale, Spanish Fort and many other communities and towns within Baldwin County, Alabama.  Al Cheney suggests clicking onto these web site links, http://www.CheneyAppraisalServices.com & http://www.MobileAlabamaFHARealEstateAppraisers.com for much more information!

Fairfield Pointe, a 2006-2007 new subdivision, is located only minutes from downtown Fairhope, Alabama on the Eastern Shore of Mobile Bay and about 25+- minutes from historic downtown Mobile.  This new residential community offers upscale homes within a village atmosphere.  Fairfield Pointe has a reported total of 37 lots consisting of 20 townhome styles ranging from 2,682 to 2,967 square feet, 12 zero lot line homes ranging from 2,745 to 2,934 square feet and 5 single family homes having around 3,000+-  square feet each. 

These Creole style homes, designed by architect A. Hays Town, (will) feature homes with the highest quality building materials and energy efficient mechanical components.  The architectural features of these homes, as described by the architect and developers, will be rich in the Deep South and the Garden District of New Orleans heritage.  The homes have balconies, tall columns, classic windows adorned by plantation shutters and large porches to enjoy scenic community views.  

The Fairfield Pointe homes have distinctive designs with asking prices ranging from $382,900 to $419,900 according to the online REALTORS’ multiple listing service (MLS) records.  To personally view these homes, take U. S. Highway 98 South, then left of Alabama Highway 44 (Twin Beech Road), travel about a ½ mile, left on Boothe Road and then take a immediate right into the Fairfield Pointe subdivision.

For further information on Fairfield Pointe, contact Jeff Devalk with Coldwell Banker Reehl Properties, 251-990-6622 (Office), 251-583-6125 (Mobile), or Jeff@JeffDevalk.com (Email).

For an Approved FHA Appraiser and Certified Residential Real Property Appraiser, contact Albert Marshall Cheney with Cheney Appraisal Services, 251-533-2424 (Business/Mobile), Albert@CheneyAppraisalServices.com (Email), or go to the following web site links, http://www.CheneyAppraisalServices.com and http://www.MobileAlabamaFHARealEstateAppraisers.com for much more information.

“Charleston Ridge” subdivision is one of the newest Saraland subdivisions located along the eastern side of Celeste Road and about 3.2 miles north of U. S. Interstate Highway 65.  This subdivision is located 15+- minutes from downtown historic Mobile, Alabama.

The square foot minimum is 2,800 and a double garage is required per restrictions.

“Charleston Ridge” has 47 lots and, to date, around 28% of the lots have been sold.  The average asking price per square foot is $101.78 based on only four active listings shown within the Mobile Area Association of REALTORS’ multiple listing service (MLS).  The asking prices are between $289,000 and $310,000 with homes ranging from 2,834 to 3,027 square feet.  These homes have 3 or 4 bedrooms and 2 1/2 or 3 bathrooms according to the available online records.

For more information, go to http://www.kevinloper.com/areas/index.cfm?City=SARALAND&State=AL&StateFull=ALABAMA.

For FHA Appraisers, go to http://www.mobilealabamafharealestateappraisers.com/.

This information has been provided by Al Cheney, FHA/HUD Appraiser located within the Mobile Bay Metro Area of Alabama, Baldwin and Mobile Counties.  Al Cheney has over 30 years real estate experience!  Al Cheney can be reached by clicking on the above web link or call (251) 533-2424.

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Taylor Pointe Subdivision located within western Mobile County, outside the city limits, along Jeff Hamilton Road, near Cottage Hill Road.

Taylor Pointe Subdivision has 47 lots per record with a few common areas.

The builder/developer is J. Craig Homes and if wanting more information, go to http://www.jcraighomes.com/homes.html and ask your questions.

The majority of the homes will range from 2,200 square feet (subdivision minimum) to 3,000 square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having five bedrooms according to the online records.

Within the past year, the Average List Price is around $325,231 and the Average Sale Price is $486,967 at this time. Average Price Per Square Foot is $117.95.

The Average Number of Days On Market (DOM) is 322 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The Listing Price To Sales Price Ratio is unknown at this time. The appraiser could not find any closed sales due to a very new residential development.

The REALTOR online records indicates the Lowest Price Listing is $249,900 and the Highest Price Listing is $397,900.

The above information was obtained from the Mobile Area Association of REALTORS, Al Cheney, FHA Online Appraiser, (251) 533-2424, is a member of this REALTORS’ organization.

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Cambron Subdivision located north of U. S. Interstate Highway 10, along the west side of U. S. Highway 31, east northeast of the town center of historical Spanish Fort, Alabama.  Cambron is located only around 15-20 minutes to downtown Mobile, and around 35-40 minutes to the white sandy beaches of Gulf Shores and Orange Beach, Alabama, and the Gulf of Mexico’s blue-green waters! 

Cambron Subdivision, just over two years old, has Phase 1 and 2 undergoing development, and a planned future Phase 3, on around 252 acres.  This Phase 1 has 72 lots and Phase 2 has 104 lots per record with a few common areas.  Cambron is “A Nichols Family Development.”

The subdivision square foot restrictions cite the heated & cooled single story or the first floor of a two story shall be no less than 2,400 square feet, and the second story shall be no less than 1,800 square feet.

The majority of current new houses and under construction houses have four to five bedrooms with three to four bathrooms.  There are only a few houses having three bedrooms and full bathrooms less than three according to the online records.

Within the past year, the Average List Price is around $303,507 and the Average Sale Price is $302,681 at this time.

The Average Number of Days On Market (DOM) will currently fluctuate around 176 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The Listing Price To Sales Price Ratio is approximately 97.50%.

Currently, the REALTOR online records indicates the Lowest Price Listing is $249,900 and the Highest Price Listing is $329,900.

The above information was obtained from the Baldwin County Association of REALTORS, Al Cheney, FHA Online Appraiser, (251) 533-2424, is an associate member of this REALTORS’ organization.

I know there are supposed to be changes coming. I don’t know what exactly those changes are going to mean for the appraisers as of yet but what I do know is that although every “appears” to be running scared, no one really is. There are cries for help from the lenders losing money and cries for help from the homeowners losing their homes, and cries for help from the PMI companies, and appraisers who are honest and want some protection, and the list just goes on and on, but the AMC’s are still calling and asking who can do the jobs the cheapest and the fastest, and the rouge appraisers are still sending their trainees out to do these jobs as poorly as possible, and no one wants to pay a little more to make sure the job is done right the first time and the end result is not what everyone is crying about…

How can they keep on crying when they keep on doing what they were doing before this all happened and nothing changes? The same appraisers who came in high on all the appraisals that are inflated and in foreclosure are doing the really bad REO appraisals and are destroying the foreclosure market and short sale market for the lenders, leaving houses on the market for over a year because of inflated, poorly done appraisals and BPO’s (which is a whole different ball of wax)…

Does anyone have any input here?

Julie

Sedona, AZ